HOME INSURANCE & MORE IN Ceres, CA, MANTECA, CA, AND SURROUNDING CITIES

When you choose Mercury Insurance, you’re selecting one of the best homeowners insurance providers in California—and with a trusted local independent agent like Wyatt Insurance Agency, you’ll receive a customized protection plan tailored to your specific needs. This level of personalization is especially important for a Ceres home, townhome, or condo, where landscapes, weather patterns, and risk factors can vary widely across the state. You can feel confident knowing your local Mercury agent, Wyatt Insurance Agency, understands the unique risks and potential dangers associated with your location.

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While California is known for its heat and seasonal tule fog, the state also experiences a wide range of weather conditions. Some regions see heavy winter storms, while others deal with flooding and rising water levels. That’s why it’s important to work with one of the best homeowners insurance companies in Ceres, CA—Wyatt Insurance Agency—where a knowledgeable local agent will guide you in choosing the right protection for your home, belongings, and lifestyle.

Dwelling Protection Covers damage to your home due to fire, lightning, smoke, storm damage, or other similar perils.

Personal Property Provides coverage for your household items in the event of a fire, theft, or other covered loss. There’s additional personal property coverage for valuables, such as antiques, fine art, and jewelry.

Extended Replacement Cost Provides additional coverage of the dwelling’s policy limits to rebuild your home if you suffer a covered loss.

Additional Living Expenses Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.

Personal Liability Protection Pays for bodily injury or property damage caused to others as a result of a covered incident.

Guest Medical Protection Pays medical expenses for your guests who are accidentally injured on your property.

Identity Theft Protection Pays for expenses you incur as a result of criminal identity theft.



Green Home Mercury is offering a discount for all perils if your home

has a green certification from the U.S. Green Building Council LEED rating system or meets the National Association of Home Builders Green Building Guidelines (NAHB) requirements.

Matching of Undamaged Siding or Roofing We’re providing two additional coverages — siding or roofing — that allow the undamaged portions to be

replaced as well when there’s a mismatch.

Refrigerated Products This new coverage option provides money for food items if there’s a loss of power or a mechanical failure of a refrigerator resulting in spoiled food.

Multi-policy with our AUTO + HOME Discount

Protective Devices Discount (smoke alarms, deadbolts, burglar alarms, etc.)

Fire-Resistant Construction Materials

Newer Home

Gated Community

Selecting a higher deductible

New Home Insurance Discounts

Green Home Mercury is offering a discount for all perils if your home

has a green certification from the U.S. Green Building Council LEED rating system or meets the requirements of the National Association of Home Builders Green Building Guidelines (NAHB).

Updated Home Mature homes — more than 20 years old — with

permitted renovations during the last 10 years may be eligible for a discount on wind and water perils.

Good Payer You could be eligible for a discount if you’ve paid on time for the past 36 months.

Paid in Full You may qualify for a discount if you pay in full for your

home insurance policy.