AUTO INSURANCE FOR Ceres, CA, Manteca, CA AND SURROUNDING AREAS

Also Available for Hughson, Waterford, Tracy, Turlock, Modesto, and the rest of CA

When you need auto insurance in Ceres, CA, San Joaquin County, or Stanislaus County, you can rely on Wyatt Insurance Agency for trusted and affordable coverage. Since 1997, we have proudly provided car insurance, car insurance quotes, and auto insurance quote services to drivers throughout the region. Whether you're searching for car insurance near me or comparing top car insurance companies, our team helps drivers of all ages secure the protection that works best for their needs and budget.



As a long-standing leader in the community, we make it easy to compare rates, explore coverage options, and find the best policy for your lifestyle. When you’re driving down the freeway, quality insurance is the most important protection for you and your family. Wyatt Insurance Agency is here to ensure you stay safe, protected, and confidently covered.

To learn more about our auto insurance options, keep reading. To speak with one of our insurance agents, call us at (209)-537-8922 or (209)-239-5002.

Every Driver Needs Auto Insurance

If you own a vehicle, the law requires you to maintain at least the minimum car insurance coverage. Liability insurance protects you financially by covering medical expenses, property damage, and other costs if you cause an accident that injures someone or damages their property. This essential coverage ensures that you are compliant with state requirements and protected from significant out-of-pocket expenses.

Auto loan lenders typically require additional insurance to protect their financial interest in your vehicle. This often means securing comprehensive and collision coverage in addition to standard liability insurance. At Wyatt Insurance Agency, we make this process simple by helping you obtain the exact coverage your lender requires. We can also assist you with medical payments coverage and underinsured motorist coverage, ensuring you have full protection on the road and complete peace of mind.

Some drivers find it difficult to obtain auto insurance, especially if they have violations or past accidents on their driving record. At Wyatt Insurance Agency, we make the process easier by helping you secure auto insurance even with a bad driving history, accidents, or a DUI record. Our team works with multiple carriers to find coverage options that fit your situation, ensuring you stay protected and legally insured.

Even if you don’t personally own a vehicle but frequently drive a company car, rental car, or a family member’s car, you still need to be protected in the event of an accident. Having the right insurance ensures you are covered for liability and other potential expenses. The experienced agents at Wyatt Insurance Agency can help you find a non-owner car insurance policy tailored to your unique situation, giving you the protection and peace of mind you need every time you’re on the road.

Our Agents Are Here to Help

About Our Insurance Agents


We are an authorized, independent Mercury Insurance Agency offering low rates and dedicated service for car insurance in Ceres, California. Our goal is to ensure you receive every discount available while providing clear guidance on all aspects of California auto insurance. Whether you have questions about coverage, limits, or eligibility, our team is here to help every step of the way.


Wyatt Insurance Agency proudly serves Ceres, CA, along with surrounding communities such as Modesto, CA, and Turlock, CA. With two convenient locations—Manteca and Ceres—we’re committed to helping you find cost-effective auto insurance that matches your driving habits and stays within your budget.


To get started with an auto insurance policy that works for you, simply complete the form under our “Contact Us” tab or give us a call at (209) 537-8922. We’re here to make securing the right coverage fast, easy, and affordable.


Mercury Car Insurance in Ceres

If you're searching for auto insurance in Ceres, CA, you've come to the right place. This page provides helpful information about California driving laws, valuable Golden State facts, and quick access to cheap car insurance quotes. You’ll also find details about Mercury Insurance’s wide selection of products and services designed to protect you, your vehicle, and your home.


Mercury has been providing reliable auto insurance since 1962 and is trusted by millions of drivers across the country. Forbes.com has named Mercury Insurance one of America’s Most Trusted Companies, proving you can count on Mercury to be there when you need it most. If you’re looking for high-quality Ceres, California car insurance at an affordable price, Mercury is a top choice.

Here are some of the Mercury products we offer through our agency:


  • Auto Insurance
  • Home Insurance
  • Condo Insurance
  • Renters Insurance
  • Mechanical Protection
  • Business Auto Insurance


Car Insurance Coverage in Ceres, CA


It is mandatory for all drivers in Ceres, CA to maintain active car insurance. Mercury Insurance is offered locally through Wyatt Insurance Agency, a trusted member of Mercury’s network of independent agents and brokers. In Ceres, our knowledgeable agents are ready to assist you every step of the way. Mercury provides a wide range of coverage options, including personal auto insurance, mechanical protection, homeowners insurance, umbrella insurance, and business auto insurance.


California state law requires every driver to carry minimum liability coverage. Under California Insurance Code §11580.1(b), the required minimums include:


  • $15,000 for injury or death to one person
  • $30,000 for injury or death to more than one person
  • $5,000 for property damage


Failing to provide proof of insurance can result in significant penalties. Drivers may face fines up to $200 for a first offense and up to $500 for subsequent violations. While jail time does not apply, additional consequences may include further fines, vehicle impoundment, and full financial responsibility for any injuries or damages resulting from an at-fault accident.


Mercury holds a unique position in the Ceres, California market, offering some of the state’s most affordable, customizable, and agent-driven insurance solutions. With more than 8,000 local independent agents across 11 states, Mercury delivers competitive rates and personalized service you can rely on. Contact your local Mercury agent today for a free car insurance quote and start saving on your policy.


Ceres Auto Insurance Discounts & Benefits 


Mercury already offers some of the lowest insurance rates in the industry, and you could save even more by taking advantage of the many discounts available.


About Ceres  


Ceres is a growing community that remains dedicated to preserving its small-town charm and neighborhood personality. Local businesses, organizations, and nonprofit groups come together throughout the year to host a variety of events and family-friendly activities. Popular community traditions—such as the annual Downtown Street Fair in May, summertime concerts in the park, the Halloween Fun Festival, and the festive Christmas Tree Lane opening—are well attended and cherished by residents.


About Us 


Wyatt Insurance Agency has proudly served the local community since 1991, offering convenient, innovative services to both customers and noncustomers. You don’t have to be an insurance client to take advantage of our DMV-related services, such as car registration renewal, vehicle license plates, VIN checks, and monthly car registration assistance. With today’s busy schedules, waiting in long lines is no longer an option—Wyatt Vehicle Registration Service provides the fastest and most efficient way to handle your Department of Motor Vehicles needs.


Mercury Insurance, founded in 1962 by George Joseph, has grown into a respected multi-line insurance company offering personal automobile, homeowners, mechanical protection, umbrella insurance, and more. Wyatt Insurance Agency is part of Mercury’s trusted network of independent agents and brokers, giving customers access to personalized, agent-driven support. Our licensed agents are ready to help you every step of the way, whether you're looking for personal auto insurance, homeowners insurance, business auto coverage, or commercial business insurance.


Mercury Insurance is headquartered in California and continues to be the core of its nationwide operations across 11 states. As California’s leading independent agency writer of automobile insurance and the third-largest private passenger auto insurer in the state, Mercury holds a unique position in the marketplace—offering some of the state’s most affordable, competitive, and customized insurance solutions. With more than 1,000 independent agents throughout California, you can count on personalized service and exceptional value. For a fast, free insurance quote, call (209) 537-8922 today.