HOME INSURANCE & MORE IN Ceres, CA, MANTECA, CA, AND SURROUNDING CITIES

Serving Modesto, Salida, Turlock, Tracy & Surrounding California Areas

If you need home insurance in Manteca, CA, and the surrounding cities, you can rely on Wyatt Insurance Agency for your home insurance needs. We’ve been serving customers since 1991, which gives us more than a quarter of a century of experience helping local customers find insurance for their homes. We’re one of the top insurance agencies in the area, and we know how important it is for you to be able to protect your home and belongings for a reasonable price. Wyatt Insurance Agency works with a large list of insurance carriers like Mercury, Hartford, Safeco, Acceptance & more.

Whether you own a condo in the heart of Ceres or a single-family home in Ceres, CA, Mercury believes every homeowner deserves reliable protection. That's why we offer various coverage options to build a plan that meets your needs. Our local independent agents are dedicated to helping save you money in cities and towns across The Golden State.



New Coverage Options for Ceres Homeowners

When choosing Mercury, you get one of the best homeowners insurance providers in California, and a local independent agent, Wyatt Insurance Agency will work with you to build a custom protection plan tailored to your specific needs. That's important for a Ceres home, townhome or condo, especially when landscapes and conditions vary throughout the state. You’ll feel safe knowing your local Mercury agent, Wyatt Insurance Agency knows the risks and potential dangers of your specific location.


While California is known for its tulle-fog, and heat, the state also deals with a wide spectrum of other weather conditions. Parts of California will also experience winter storms and in other parts of, The Golden State, flooding will happen. It’s wise to work with one of the best homeowner’s insurance companies in Ceres, CA and that’s Wyatt Insurance Agency, where you'll have an agent to help you pick the right coverage for your situation.


Protect Your Most Valuable Asset With The Right Policy

Ceres homeowners must also deal with burglaries. California Department of Public Safety, reports burglaries throughout California. If your home gets burglarized, our claims team will get you back on your feet as soon as possible. Here are some of the coverage options Mercury offers to help you and your family in the event of a loss:

Dwelling Protection Covers damage to your home due to fire, lightning, smoke, storm damage, or other similar perils.

Personal Property Provides coverage for your household items in the event of a fire, theft, or other covered loss. There’s additional personal property coverage for valuables, such as antiques, fine art, and jewelry.

Extended Replacement Cost Provides additional coverage of the dwelling’s policy limits to rebuild your home if you suffer a covered loss.

Additional Living Expenses Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.

Personal Liability Protection Pays for bodily injury or property damage caused to others as a result of a covered incident.

Guest Medical Protection Pays medical expenses for your guests who are accidentally injured on your property.

Identity Theft Protection Pays for expenses you incur as a result of criminal identity theft.



 New Coverage Options for   Ceres Homeowners

Mercury Insurance recently announced new coverage options for Ceres, CA homeowners. Here’s what you can add to your home insurance plan:

Green Home Mercury is offering a discount for all perils if your home

has a green certification from the U.S. Green Building Council LEED rating system or meets the National Association of Home Builders Green Building Guidelines (NAHB) requirements.

Matching of Undamaged Siding or Roofing We’re providing two additional coverages — siding or roofing — that allow the undamaged portions to be

replaced as well when there’s a mismatch.

Refrigerated Products This new coverage option provides money for food items if there’s a loss of power or a mechanical failure of a refrigerator resulting in spoiled food.


Your Home is Important, Make Sure It's Protected

Homeowners Insurance Discounts for Ceres Residents

How much is homeowners’ insurance in Ceres? We understand that every dollar counts. That’s why we offer special discounts to help you save more on homeowners insurance. Here are some of the deals we have to offer:

Multi-policy with our AUTO + HOME Discount

Protective Devices Discount (smoke alarms, deadbolts, burglar alarms, etc.)

Fire-Resistant Construction Materials

Newer Home

Gated Community

Selecting a higher deductible

New Home Insurance Discounts

Green Home Mercury is offering a discount for all perils if your home

has a green certification from the U.S. Green Building Council LEED rating system or meets the requirements of the National Association of Home Builders Green Building Guidelines (NAHB).

Updated Home Mature homes — more than 20 years old — with

permitted renovations during the last 10 years may be eligible for a discount on wind and water perils.

Good Payer You could be eligible for a discount if you’ve paid on time for the past 36 months.

Paid in Full You may qualify for a discount if you pay in full for your

home insurance policy.


Don't Forget the Extras

Choose Wyatt Insurance Agency

It can be hard to find a home insurance policy that covers all the specific needs you have for your home. In this situation, it’s important to speak with an insurance agent to find the right coverage. Wyatt Insurance Agency can help you personalize a policy so that your home is adequately protected.

Many things can affect the costs of insuring your home, including the location, age, and size of the home. Homes in a “bad” neighborhood or located near a flood zone are going to be more costly to insure, as is a larger home or a home that’s much older than the other homes in the area. It can be hard to know what your home needs, but relying on an insurance agent can make it easier.

To speak with one of our agents in Manteca, CA, call us at
209-239-5002, or call 209-537-8922 for our Ceres, CA, location. Se Habla Español.



Below, check out some of our policies and coverage options.

Homeowner's policies:

Homeowners

Renters

Farm and ranch

Manufactured homes

Dwelling fire (rentals) policies

Coverage options:

Fire and lightning

Windstorm or hail

Frozen pipes

Theft

Liability

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